National personal saving rate

Although parents identify education as one of the most important reasons for saving, aggregate personal saving as a share of personal income is at its lowest level in 50 years.

The personal saving rate has fallen from an average of 10.4% of disposable income in the early 1980s to 1.0% in 2004.

Source: Economic Report of the President, 2005, pp. 13–30.

Related topics

Financial aid by source
Student aid trends
FFELP facts
Tuition and fees
Saving for college
Protecting retirement savings


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